What is your POS really costing you?

Toast, Square, Clover and SpotOn bundle card processing into a blended rate. Enter your numbers to see the annual fees — and how much you could keep with Mangrove's transparent, bring-your-own-processor model.

With Toast, your estimated card fees are about

$13,552/year

You could keep about $1,925/year with Mangrove's transparent processing.

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Estimates use typical published rates; your real rate varies by processor, card mix, and volume. No card data is collected — this is an estimate, not a quote.

How the math works

Annual card fees ≈ (your annual volume × the processor's effective rate) + (your transaction count × the per-transaction fee). We pre-fill each vendor with a typical published rate, which you can treat as an estimate — your real rate depends on your processor, card mix, and volume.

Mangrove's lever is transparent interchange-plus processing: you keep your own Clover merchant account instead of paying a bundled markup, on a software fee of $250 per user per year with no multi-year contract.